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Sensible Savings Ideas You’ll Love – Tricks To Help You Control Spending And Save More

Admin, April 27, 2020November 9, 2023

It’s so easy to spend money once you get it, but it’s good to understand the importance of savings. Having a savings pot ready for those emergency expenses – especially if you are a homeowner – can make the difference between whether you can afford to fix the broken boiler or not. It’s difficult for some to be able to keep up with the general household expenses as well as put money away in the savings account.

If you are in a position you are able to make savings, then you should be doing it already. Whether you’re saving up for emergency expenses, a specific goal or to go toward your Nationwide Super in later life, you should have an idea what your savings account is for.

If you’re finding it too difficult to get it together to save, then check out our savvy savings tips here and see what you can do to start building that nest egg now.

Plan, Plan and Plan Again!

When it comes to being able to find a chunk of money to save up each month, you need to find a way to get the spare. So, you need to plan your finances each month to make room for it. Plan your meals. Make a shopping list and don’t deviate from it. By being able to plan your food bills each month, you can ensure you don’t overspend. Any surplus you would have spent can go into the savings account.

Condense Bills.

If you have water rates to pay on top of electricity and gas costs, try and condense these bills with just the one company. You can often pull a great deal and discount on your bills by doing this as it shows consumer loyalty!

Commute Switch.

If you currently work a half an hour drive away, why not swap to a bike? You won’t have to worry about trying to fit in that workout when you cycle to work and get your sweat on that way instead. Even better, walk! Obviously, that’s not always possible but you can save so much money on fuel costs when you don’t drive to work. You can also save money on transport by cycling instead of paying for the bus.

Sell.

Like most people, you likely have a lot of clutter in your house that you need to get rid of but just haven’t had the time. Now is the time! The amount of clutter and possible antiques you have in your home could mean you have a decent amount to add to the savings pot. By selling all the things you don’t need, you’re also freeing up space in your home so that you can make a little more space for the things that matter.

Budget.

Living closely to a budget rather than living to your means can make the difference between having a disposable income to put into savings or stretching yourself too far before payday. Budgeting is clever – be smart about it and you can ensure you have that nest egg.

Save Money

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